Archive for May 2008

Three Blink Transactions Completed

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Not long ago, I wrote about a $10 bonus from the Chase Freedom card in return for making three “blink” transactions before June 6th, 2008. I’m just updating now to let you guys know that I’ve now made my three transactions, and am just waiting for the bonus to show up.
I ended up doing my [...]

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Published on May 29th, 2008 - One Comment
Filed under: Credit Card Offers, Reward Cards
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Do RFID Credit Cards Encrypt Data Before Sending?

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I wrote the other day about the safety of RFID-based, “contactless” credit cards. In that piece, I cited another article that made a variety of claims about the security of these cards, including the fact that your data is encrypted prior to transmission.
As a followup, I just wanted to point out a NY Times article [...]

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Carnivals - Week of 05/19/08

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Credit Addict participated in three carnivals this week. Here they are along with links to out articles that were included in each.
The Carnival of Personal Finance included “Hard vs. Soft Credit Checks and Your Credit Score.” Also included were “Our Allowance System: New and Improved” from fivecentnickel.com and “Teaching Kids About Money: Lead by Example” [...]

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Published on May 24th, 2008 - Leave a Comment
Filed under: Link Love
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LifeLock and Identity Theft: D’oh, it Didn’t Work!

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Hmmm… This is interesting. Remember that guy from LifeLock that was running around daring people to steal his identity? Guess what? apparently someone did.
For those of you that are unaware, LifeLock is a service that promises to protect you from identity theft — in return for a monthly subscription fee. For the past two years, [...]

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Published on May 23rd, 2008 - Leave a Comment
Filed under: Credit Reports, Identity Theft
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The Death of No Fee 0% Balance Transfer Credit Card Offers?

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The following is the text of an e-mail that I recently received from a reader:
I like playing the 0% balance transfer game and investing the proceeds in an interest-bearing account. However, I’m finding it harder and harder to find any cards with no balance transfer fees or at least caps on their fees… I just [...]

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Published on May 21st, 2008 - 3 Comments
Filed under: Credit Card Tips
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Another Six Word Memoir

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Jim over at the Journal of Healthy Living tagged me for a meme about six word memoirs. Given that I’m an overachiever, I decided to participate not once, but twice… I answered over on FiveCentNickel and then tagged myself (among others). Click here to see my original answer.
And now, without further ado…
“There’s more to life [...]

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Published on May 19th, 2008 - Leave a Comment
Filed under: Miscellany
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Credit Card Not Working? Lick It (Seriously)

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A few weeks back I ran across an article on The Consumerist suggesting that if you’re having trouble getting your credit card to swipe, you should lick it. As crazy as this sounds, I had an opportunity to try it out this morning, and guess what? It worked!
On my way to work, I stopped off [...]

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Published on May 19th, 2008 - One Comment
Filed under: Credit Card Tips
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Carnivals - Week of 05/12/08

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Credit Addict participated in three carnivals this week. Here they are along with links to my articles that were included in each.
The Carnival of Personal Finance included “The Three Best Credit Cards.” Also included was “Our Investment Portfolio: Asset Allocation and Location” from fivecentnickel.com.
The Carnival of Money Hacks included “Who Can Apply for Business Credit [...]

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Published on May 17th, 2008 - Leave a Comment
Filed under: Link Love
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Hard vs. Soft Credit Checks and Your Credit Score

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As I’ve noted elsewhere, your credit score is an incredibly important number. Even if you don’t need it for securing credit, it can influence your insurance rates, play a role in landing your next job, and help (or hinder) you from getting an apartment. Thus, it’s in your best interest to understand the factors that [...]

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Published on May 16th, 2008 - Leave a Comment
Filed under: Credit Reports, Credit Scores
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$100 Discover Business Card Signup Bonus

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This is just a quick note to let you know that the Discover Business Card is offering a $100 signup bonus. Simply apply for the card and spend a total of $1000 within the first three months to qualify for the bonus. Other attractive features of this card include:
ยป 0% APR on purchases for 12 [...]

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Published on May 14th, 2008 - Leave a Comment
Filed under: Business Cards, Signup Bonuses
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