In case you haven’t heard, Discover (DFS) recently raised its default rate, which can be triggered by going over your credit limit or missing a payment, to 31% APR. This isn’t to say that everyone that misses a payment or exceeds their limit will get hit by this rate, but it’s possible. Likewise, Bank of [...]
The other day I wrote about the fact that AmEx has decided to scale the cash back rebates on gas purchases made with their Simply Cash card from 5% to 3%.
A reader named EN was particularly displeased by this turn of events given that he had just applied for the card, and hadn’t even received [...]
It’s common knowledge by now that you can access your credit reports for free at annualcreditreport.com. But what if you’ve used those up and still need access to your credit report?
Well, some states require the credit bureaus to provide more than just the minimum one report for free per year. In our case, we’re guaranteed [...]
A few months ago, I predicted that credit cards offering 5% cash back rewards on gas purchases would begin scaling back their rewards programs. This was back when gas prices were hovering around $3.40/gallon. As you are no doubt aware, gas prices are now 15-20% higher than that, and we now have our first victim…
American [...]
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