Archive for January 2009

American Express Using Behavioral Analysis to Reduce Limits?

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Remember all the news about reduced credit limits? Well, here’s an interesting development… According to a recent report on Good Morning America:
A new policy being used by at least one major credit card company judges a shopper not necessarily by his credit purchases and payments alone, but also by the fiscal behavior of the fellow [...]

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Published on January 29th, 2009 - One Comment
Filed under: Credit Card News

No Fee Balance Transfers From IberiaBank

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IberiaBank is offering three different no fee, 0% balance transfer credit cards. If you haven’t heard of IberiaBank, you’re not alone. I hadn’t heard of them either until I ran across these offers.
As it turns out, IberiaBank is a Louisiana-based bank that has been in business for over 120 years. They’re FDIC insured and, as [...]

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Published on January 28th, 2009 - Leave a Comment
Filed under: Balance Transfers, Credit Card Offers

Beware of Bogus Credit Card Charges

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In case you haven’t heard, a number of credit card holders have reported receiving small ($0.25) charges billed to Adele Services of Melville, NY. The problem is that they never did business with Adele Services. In fact, this company appears to be completely fictitious.
So what’s the deal? This could be the result of scammers trying [...]

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Published on January 26th, 2009 - Leave a Comment
Filed under: Credit Fraud, Identity Theft

Credit Reports and Identity Theft

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I recently received the following inquiry from a reader:
I know you can get free credit reports, but I’ve already done that in the last 12 months. I’m pretty sure someone has opened credit cards in my name and I want to reorder, any ideas on where to get credit reports cheaply?
This is a great question, [...]

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Published on January 23rd, 2009 - Leave a Comment
Filed under: Identity Theft

myFICO 50% Discount

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For the next two days, you can get 50% off any myFICO products by entering the promo code 50FICOKIT when you sign up. Also keep in mind that most of their offers come with a free trial, which can be cancelled at no cost before the trial runs out. If nothing else, you can use [...]

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Published on January 20th, 2009 - Leave a Comment
Filed under: Credit Reports, Credit Scores

0% on Purchases With the Advanta Net-90 Card

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Note: This offer has expired.
Check this out… The Advanta Net-90 Platinum BusinessCard offers no interest on all purchases for 90 days on an ongoing basis. This isn’t a promotional offer. Rather, you get 90 days interest free on every purchase every time you use your card.
While this is a business card, anyone can apply. There [...]

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Published on January 16th, 2009 - Leave a Comment
Filed under: Business Cards, Credit Card Offers, Reward Cards

The Visa Black Credit Card

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If you’re in the market for a high end credit card, check out the Visa Black card. It’s an exclusive Visa-branded credit card that’s backed by Barclay’s Bank and only available to ~1% of US residents (presumably selected based on credit history and income).
The key features of this card include:

Limited Membership
24-Hour Concierge Service
Exclusive Rewards Program
Luxury [...]

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Published on January 9th, 2009 - Leave a Comment
Filed under: Credit Card Offers, Reward Cards

No Fee 0% Balance Transfer Offers From Pulaski Bank

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Pulaski Bank is offering a pair of no fee, 0% balance transfer credit cards. If you’re not familiar with Pulaski Bank, don’t worry… While they’re not as well known as some of their banking brethren, they’re totally legitimate. In fact, Pulaski Bank is both FDIC Insured and a member of the BBB Online.
Here are the [...]

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Published on January 5th, 2009 - 6 Comments
Filed under: Balance Transfers, Credit Card Offers

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