I don’t have enough uses for the card to charge $6500 so I’m not in the big spender category.

I’m not too fond of canceling cards, especially since I tend to take the time to research them, but I can’t seem to find a good enough reason to keep SimplyCash outside of having an AmEx card available.

Well, I guess I’ll see once the card arrives in a few days. I could always try converting and keep the card around once my spending needs increase in the future.

Anyhow, thanks again for the thoughts. I did end up laughing (if only to hold back the tears)

If you don’t laugh, you’ll cry… In all seriousness, I’m sorry to hear of your bad timing. A couple of thoughts:

You might be able to convert it to a Blue Cash card by calling customer service. I did this with an older AmEx Optima card. The problem here is that Simply Cash is a business card, and they might not let you convert it to a consumer card. But it’s worth a shot.

As far as cancelling it when it comes, that’s up to you. Your credit report has already been accessed, so the application will show up whether or not you activate that card. But if you’re truly never going to use it, then you might want to cancel for peace of mind (but definitely try converting it first).

I JUST applied for the SimplyCash (in fact, it’s supposed to arrived any day now) for the 5% and now I find this news.

I don’t know if I should smile at the timing or weep for my bad luck!