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Can You Really Ditch Your Credit Cards?

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Studies have shown that people tend to spend more when they use credit cards than when they pay in cash. There are pros and cons to both, but if you need to get a hold on your spending, then the cash-only option is perhaps your best option. MoneyBuilder.com elaborates that it can curb impulse-buying, get you more bargain-buys, and of course, eliminate the financial obligation of fees you’d incur with a credit card.

With cash, you can’t report a loss as you can with credit and you’ll have to track your own expenses, but there are other credit card alternatives such as prepaid cards to fill in some gaps for services that require a credit card.

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Published on July 21st, 2011 - Leave a Comment
Filed under: Uncategorized

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