Comments on: Citibank Change in Cardholder Terms, Rate Increase, and Opt-Out Notice

By: bernadette

bernadette — Thu, 20 May 2010 15:08:24 +0000

citi bank people are jerks! i had a radioshack card and i only used it twice. i had a 700.00 limit and then all of a sudden it went down to 500.00 and i was not late i even paid it off within 2 months of using it. then unexpectedly this year i used for christmas and i charged less than half of the 500.00 limit and still not late in payments i get a letter stating they have closed my account because they looked over my credit and said they decided to close my account. i sent them a letter where they can stick their damn card!

By: Jim

Jim — Mon, 19 Apr 2010 16:39:51 +0000

Folks, realize the real reason that Citi is hiking rates and cancelling good customers- their ceo, Vikram Pandit, worships Prince Seaweed (or something like that). Seaweed told little man that he want a profit in 2010. So little man is screwing America, the land he claims as home. Pandit is committing financial treason in order to satisfy his lover, Prince Seaweed. I am going on facebook to start slamming this company, see how much one person can do to f*** with some bhangi who has never actually worked in his life.

By: Colin Larter

Colin Larter — Thu, 04 Feb 2010 18:29:07 +0000

Thought you in US might be interested to know what Citi Card are doing in UK. I have had my account from the days of The Associates and just received a letter from Citi stating my credit limit has been reduced from £17,000 to £1,000! and I don’t owe them a penny. They may not be making money out of me now but have made plenty in the past. I guess the long haul has gone. Bye bye Citi, I look forward to reading of your demise.

By: Dave

Dave — Sat, 16 Jan 2010 21:37:50 +0000

For those who think we “got ourselves into this,” we did use the credit made available to us on terms that were given to us at the time. Think of it this way. You are a man, and you marry some broad who likes you because you are a regular guy. Then, years into your marriage, you suddenly decide that Perez Hilton or the guy from “Say Yes to the Dress” turns you on and you “out” yourself. Do you think your wife should stick around? Of COURSE not because she married you assuming that you were a man. Same with the credit card companies. They give you credit at a low rate and then jack it up later. Opting out is a perfectly fine solution.

By: Dave

Dave — Sat, 16 Jan 2010 01:58:21 +0000

crdtRSLuTn – What do you mean “got yourself into this?” You mean because we used credit under a set of terms we were given, only to have the rules changed midstream?

I have a feeling you don’t have two nickels to rub together. Those of us who do resent paying tripled interest rates to pay for possibly people like yourself who could NOT pay your bills.

I don’t yell or cuss. I got two letters from Citi with interest hike notifications and I just called them and opted out. Is there something you don’t like about that?

By: Temmi

Temmi — Fri, 15 Jan 2010 02:14:22 +0000

Please………………I got myself into this. What did Citi get itself into recently? But with no consequenses! Big Bonuses coming up soon! Tax Payers in a noose to bail them out
I agreed to do business with Citi in a respectable manor, not a Mafia-like arrangement. My credit score is 800 plus and always has been. I opened my card with them in 1992 and have had balances and have paid off those balances. They and the other big banks are greedy pigs. I have three homes with one fully paid off. The other two are on track to be paid off in 8 years. I will never be beholding to a Big bank again, unless it’s a Credit Union (not for profit). Stick it crdtRSluTn! Stick it Citi!
I’m not demanding, screaming, yelling. I’m discusted! I’m choosing to make my choices based on decent standards. Once my current balance is paid off, I will be extremely deligent in all choices where I put my money and / or my business. Go gouge someone and sleep well.

By: crdtRSLuTn

crdtRSLuTn — Thu, 14 Jan 2010 05:34:01 +0000

I KNOW FOR A FACT Citi’s clients are upset. what i don’t understand is, the arguing, yelling, vulgar language… really DOESN’T help your situation. the way i see it, YOU GOT YOURSELF INTO THIS, now GET YOURSELF OUT or FACE THE CONSEQUENCES. what i find funny is that this whole mentality of “sticking it to the man” helps you out how???

By: Lynn Cress

Lynn Cress — Fri, 08 Jan 2010 19:59:26 +0000

yesterday I was getting ready to pay my balance on my Sears Gold Mastercard and I noticed my credit limit had been reduced from $2400 to $250!!!!!!!I called and was told “in the last 72 hrs Equifax notified us of a chg in your credit report”. I panicked, thinking identity theft, etc. Pulled my Equifax report and it was the same as last month. Only inquiry by Sears was 12/09/09! Called back asked for sprvsr, told the SAME thing!!!Then, she said maybe my report wasn’t up-to-date!! I JUST pulled it! My credit report is BETTER now than when I applied, I’ve paid more than minimum since I got it, and paid-in-full in 11/09 so I would start New Year off right! She told me I’d get a letter in 7-10 business days!!!!!What if I went over b4 I got the letter?? I filed a complaint w/FTC(fair Trade Commission. Know anywhere else I can complain?

By: cindy

cindy — Wed, 06 Jan 2010 03:46:27 +0000

Here is the dept where you can call to complaint on Change in Term “Office of President Citibank 6053311698 or Jill 6057313434.”

By: gokhan yesilyurt

gokhan yesilyurt — Tue, 17 Nov 2009 01:02:35 +0000

Citibank just made new changes to my account term. APR went from 15% to 30% although we have had excellent credit history They must be kidding!!! Anyway I opted it out and will get rid of it once and for all in few months. I already talked to all my friends not to apply to citicard of any type and I will keep complaining… I haven’t seen such a crapy finance institution… I hope they will broke…