I wrote the other day about getting free access to your credit report by signing up for a 30 day free trial from TrueCredit. I’ve also written in the past about how to place a fraud alert on your credit record.
Today’s hot tip is that, if you’ve used up your free credit reports from annualcreditreport.com, and if you don’t want to mess around with free trial offers, then… You can get a free credit report from all three credit bureaus simply by filing a fraud alert.
Note that you won’t get instant access but, within a few days, all three credit reports will show up in you mailbox. The downside is that for the following 90 days, potential creditors will have to contact you before extending credit.