6 Powerful iPhone Credit Card Applications

If you own an iPhone, it’s probably been a long time since you called your bank to check your credit card status. Apple’s mobile devices help you stay on top of expenses, and a handful of credit card applications are must-haves:

Combination Credit Card Apps

Thanks to apps that mash up information from multiple banks, track all your credit cards and cash accounts in one place. Popular one-stop banking apps include:

Mint: The iPhone version may not have all the bells and whistles of Mint.com’s Website, but it helps you master your budget on the go.
Personal Assistant: This app from Pageonce pulls information directly from credit card issuers’ Websites, offering a deeper look into your accounts.
AT&T Mobile Banking: AT&T already has a powerful mobile banking service for its other smartphones. This iPhone edition pulls information from dozens of partner institutions.

Third-party banking apps fees range from free to a few dollars. Check the top ten lists under the Finance category in the iTunes App Store to find new tools to manage your accounts.

Credit Card Issuers’ Proprietary Apps

If you’re lucky enough to have an account with one of these credit card issuers, you have access to the groundbreaking apps that unlock the power of the iPhone:

Discover Card: Now that Discover offers different tiers of cash back rewards, stay on top of your growing rebate remotely.
American Express: Business customers love the ability to manage company accounts and submit expense reports directly from the AmEx iPhone app.
Bank of America: The original Bank of America iPhone app was barely a customized version of its already-strong mobile banking Website. Today’s version locates ATMs and is a great way to pay down your balance.

Every month, more banks add dedicated iPhone apps to the App Store. And, the folks at the Apple Store will happily answer questions about many popular apps, even if you didn’t buy your iPhone there.