List of Credit Cards With 0% on Purchases

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This is just a quick note to point out a list of credit cards with 0% APR on purchases for at least 12 months. As of this writing, there are 17 cards on this list, including one (Discover Business) that offers a $100 signup bonus (expired). Like 0% balance transfer offers, these sorts of promotions can be a great deal for consumers…

Simply charge things as you normally would, make the minimum payments, put the difference in a high yield online savings account, and collect the interest for the better part of a year. Just be sure to pay it off before the promo period expires, or you could wind up with a nasty surprise.

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    Discover Open Card

    - 0% balance transfer
    - 0% on purchases
    - No annual fee

    Citi Platinum Select Card

    - 0% intro apr on balance transfer for 18 months
    - 0% intro apr on purchases for 12 months
    - No annual fee

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