Making the Most of Your Free Credit Reports

Date January 10, 2008

As you probably know by now, you’re entitled to receive one free credit report per year from each of the three major credit bureaus (Experian, Equifax, and TransUnion).

To do this, simply go to annualcreditreport.com to claim your free credit report(s).

But instead of getting them all at once, consider checking just one at a time, and spacing them out throughout the year. This would allow you to check your credit (using a different credit bureau each time) every four months, which would allow you to keep a close eye on your finances without spending a dime.

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