Pentagon Federal Visa Rewards Credit Card

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If you’re looking for a reward credit card, you’re not a big spender, and don’t mind jumping through a few hoops, than have I got a deal for you… The Pentagon Federal Visa Platinum Rewards card offers 5% on gas station purchases, 2% cash back on supermarket purchases, and 1.25% on all else. There’s no annual fee and your rewards are credited back each month.

Personally, I’m still partial to the Amex Blue Cash rewards card since it offers 5% on both gas and groceries, and 1.5% on everything else. However, the PenFed card doesn’t have a reduced reward tier on the first $6500 in spending, meaning that it might work out better for people who spend less than we do.

The hoops that I was talking about? You have to be a member of PenFed to apply for the card. The good news is that it’s pretty easy to join. If you don’t fit any of their standard eligbility criteria, you can always join the National Military Family Association (NMFA) for $20, join PenFed, and then let your NMFA membership lapse.

If the PenFed Visa Platinum Rewards card isn’t what you want, be sure to check out my this list of the best cash back credit cards for alternatives.

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