http://www.creditaddict.com/archives/the-death-of-no-fee-0-balance-transfer-credit-card-offers/ feeding your credit card addiction... Fri, 27 Jan 2012 05:46:14 -0500 http://wordpress.org/?v=abc hourly 1 http://www.creditaddict.com/archives/the-death-of-no-fee-0-balance-transfer-credit-card-offers/comment-page-1/#comment-861 Andrea Mon, 02 Jun 2008 22:35:55 +0000 http://www.creditaddict.com/archives/the-death-of-no-fee-0-balance-transfer-credit-card-offers/#comment-861 I just applied for (haven't received a response yet) a 0% interest rate for 15 months with a 0% transfer fee from Chase. Haven't seen one of those deals in a long time. The last 0% transfer fee came with a 3.99% for life of transfer from Citi. If you are going to transfer a balance to lower your payments, both of these deals work out great. I hope to pay off one of my credit cards before the 15 month period, but if I can get it with no interest, hopefully it can be paid off in less time. I just applied for (haven’t received a response yet) a 0% interest rate for 15 months with a 0% transfer fee from Chase. Haven’t seen one of those deals in a long time. The last 0% transfer fee came with a 3.99% for life of transfer from Citi. If you are going to transfer a balance to lower your payments, both of these deals work out great. I hope to pay off one of my credit cards before the 15 month period, but if I can get it with no interest, hopefully it can be paid off in less time.

]]> http://www.creditaddict.com/archives/the-death-of-no-fee-0-balance-transfer-credit-card-offers/comment-page-1/#comment-825 willyj Fri, 23 May 2008 21:55:24 +0000 http://www.creditaddict.com/archives/the-death-of-no-fee-0-balance-transfer-credit-card-offers/#comment-825 One tip.... DO NOT cancel your 0 percent cards... i did not do so and I got several offers for a new round... several of these were zero fee balance transfers (this usually was the older cards that I hadn't used in 2 years). I just re-upped by 0 percent game with several cards (capital one, discover, citi, and advanta)... only the advanta card was new. Maybe they are putting more weight on your individual interaction with the firm vs. new applicants given the soon to be CC credit crunch? One tip…. DO NOT cancel your 0 percent cards… i did not do so and I got several offers for a new round… several of these were zero fee balance transfers (this usually was the older cards that I hadn’t used in 2 years). I just re-upped by 0 percent game with several cards (capital one, discover, citi, and advanta)… only the advanta card was new. Maybe they are putting more weight on your individual interaction with the firm vs. new applicants given the soon to be CC credit crunch?

]]> http://www.creditaddict.com/archives/the-death-of-no-fee-0-balance-transfer-credit-card-offers/comment-page-1/#comment-821 DL Thu, 22 May 2008 21:38:25 +0000 http://www.creditaddict.com/archives/the-death-of-no-fee-0-balance-transfer-credit-card-offers/#comment-821 If you pay taxes on the profit and you have to draw $ back out of the savings to make minimum payments each month, you may need to start with as much as $4000 just to get past a $75 break even point. I definitely miss the more lucrative days of 5% savings accounts and no-fee offers! If you pay taxes on the profit and you have to draw $ back out of the savings to make minimum payments each month, you may need to start with as much as $4000 just to get past a $75 break even point. I definitely miss the more lucrative days of 5% savings accounts and no-fee offers!

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