If you’re in the market for a 0% balance transfer, you might want to check out State Farm Bank. Their “Good Neighbor” card currently comes with a no-fee, 0% balance transfer offer that’s good for up to 9 months. Simply open an account and execute the transfer within the first 90 days of card membership.
The other day I mentioned the possibility of maxing out your credit card rewards by buying cash from the US Mint. Here’s another use for that strategy: creating your own 0% balance transfer. While it’s getting harder and harder to find 0% balance transfers without a transfer fee, there are still a number of great [...]
IberiaBank is offering three different no fee, 0% balance transfer credit cards. If you haven’t heard of IberiaBank, you’re not alone. I hadn’t heard of them either until I ran across these offers.
As it turns out, IberiaBank is a Louisiana-based bank that has been in business for over 120 years. They’re FDIC insured and, as [...]
Pulaski Bank is offering a pair of no fee, 0% balance transfer credit cards. If you’re not familiar with Pulaski Bank, don’t worry… While they’re not as well known as some of their banking brethren, they’re totally legitimate. In fact, Pulaski Bank is both FDIC Insured and a member of the BBB Online.
Here are the [...]
Well, it was a good run, but… I recently learned that Discover is no longer capping their 0% balance transfer fees. This change affects all consumer cards, including the incredibly popular Discover More card. Until now, Discover has charged a 3% fee with a $10 minimum and a $75 maximum.
This is an unfortunate turn of [...]
This is just a quick note to point out that Jim over at Blueprint for Financial Prosperity has published a guide to taking advantage of 0% balance transfers. While I’ve covered a couple of related topics recently, Jim’s article is well worth the read — check it out.
Last week I talked about how to use 0% balance transfer credit card offers for debt reduction. Today I thought I’d talk about a different angle — using 0% balance transfers to make money. In short, you just need to get your hands on the money from the balance transfer money then stick it in [...]
While it’s true that you can’t borrow your way out of debt, that doesn’t mean that you can’t use credit cards to help dig yourself out of a financial hole. The trick here is to apply for and use balance transfers to reduce your interest rate, ideally all the way to zero.
How it works
Start by [...]
This is just a quick administrative note to say that we’ve updated our list of 0% balance transfer offers. If you’re in the market for balance transfer credit card, be sure to check it out — there are over 40 great offers.
I should also note that the Carnival of Personal Finance has been published over [...]
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