Playing fast and loose with your credit report can cause you pain in the long run. Use these seven tips to manage credit cards and personal spending wisely.
Archive for the ‘Credit Card Tips’ Category
The Credit CARD Act may restrict lenders’ rate hikes, but consumers will still be hit by new credit card fees.
One of the most annoying things about credit limits is that most card issuers treat them as “soft” limits. They’ll actually let you exceed the limit, and then levy a penalty fee for the privilege of doing so. The good news is that Chase (and possibly others) offer an out.
According to an article that I [...]
The other day I mentioned the possibility of maxing out your credit card rewards by buying cash from the US Mint. Here’s another use for that strategy: creating your own 0% balance transfer. While it’s getting harder and harder to find 0% balance transfers without a transfer fee, there are still a number of great [...]
Remember when I suggested buying $1 coins from the US Mint to max out your credit card rewards? No? Well, I did. At the time, the problem was that they were out of stock. The idea then fell off my radar, but I was recently reminded of it when my son brought home a one [...]
Editor’s Note: This offer is expired and no longer available.
For the next ten days, you can get a $100 signup bonus from Sovereign Bank, plus some extra credit card rewards. Simply open your account and fund it with at least $10 by February 27th. You then have to make at least six check card purchases [...]
Here’s a list of five quick tips on what to do if your credit card(s) or wallet get stolen…
Make copies of everything in your wallet, front and back. This is actually a proactive step that you should do right now, before you run into trouble. That way you’ll have a record of what was lost [...]
Are you in the market for a balance transfer credit card? If so, there are a number of things that you should ask yourself before selecting an offer. For example…
What’s the introductory rate?
How long does the introductory rate last?
Are there any balance transfer fees?
Does the card have an annual fee?
What happens to the APR after [...]
This offer has expired, sorry.
Take a look at our current list of credit card offers.
As a followup to my earlier article about credit card issuers reducing credit limits, I wanted to highlight some emerging problems in the credit realm, along with some tips for protecting yourself.
Credit Card Issuers Reducing Limits
As I noted previously, card issuers have started reducing their customers’ limits as credit has become tighter. Here’s how [...]