It’s common knowledge by now that you can access your credit reports for free at annualcreditreport.com. But what if you’ve used those up and still need access to your credit report?
Well, some states require the credit bureaus to provide more than just the minimum one report for free per year. In our case, we’re guaranteed [...]

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Yesterday I wrote about the recent TransUnion class action settlement. In short, if you had a credit card, loan, or credit account in the last 21 years, you qualify and can get free credit monitoring, credit scores, or money. Well, guess what? There’s another settlement out there kicking around. As a result of Townes v. [...]

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If you, like most everyone else, had a credit card, loan, or credit account anytime between January 1987 and this past Wednesday (May 28th, 2008), then you’re eligible to file a claim in a preliminary settlement of a class-action lawsuit against TransUnion.
This lawsuit, which dates back eight years, stems from allegations that TransUnion violated federal [...]

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Hmmm… This is interesting. Remember that guy from LifeLock that was running around daring people to steal his identity? Guess what? apparently someone did.
For those of you that are unaware, LifeLock is a service that promises to protect you from identity theft — in return for a monthly subscription fee. For the past two years, [...]

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As I’ve noted elsewhere, your credit score is an incredibly important number. Even if you don’t need it for securing credit, it can influence your insurance rates, play a role in landing your next job, and help (or hinder) you from getting an apartment. Thus, it’s in your best interest to understand the factors that [...]

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The other day I wrote about how to improve your FICO credit score. I was therefore quite interested when I saw that Jeremy at GenXFinance had compiled a list of 15 tips for improving your credit history and FICO score. Given the importance of your credit score in everyday life, it’s well worth taking good [...]

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As you’re no doubt aware, your credit score is an incredibly important number for a variety of reasons. So if, for whatever reason, your credit score isn’t where you want it to be, how can you improve it? Contrary to what credit repair services would like you to believe, there are no magic bullets here. [...]

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I recently learned that my personally identifying information (including my social security number) may have been compromised. While I’m hopeful that nothing bad will come of this, you can never be too careful when it comes to identity theft. Thus, I decided to place a fraud alert on my credit report (and on my wife’s, [...]

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The other day I wrote about taking advantage of your free annual credit reports, but check this out… According to The Consumerist, minors cannot access their credit reports online. It’s not that minors don’t have credit reports, it’s just that requests to review them have to be made in writing.
So… If you’re interested in protecting [...]

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As you probably know by now, you’re entitled to receive one free credit report per year from each of the three major credit bureaus (Experian, Equifax, and TransUnion).
To do this, simply go to annualcreditreport.com to claim your free credit report(s).
But instead of getting them all at once, consider checking just one at a time, and [...]

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