It’s hard to hear the phrase “personal finance expert” on late-night television without cringing at the thought of what comes next. At times, you’ll hear three of the same, warmed-over chestnuts about how to manage your credit cards to boost your personal credit. Yet in the past few months, drastic changes in the banking industry [...]
Playing fast and loose with your credit report can cause you pain in the long run. Use these seven tips to manage credit cards and personal spending wisely.
If you tightened your belt and cut down on your spending last year, it seemed to make sense to cut loose in December and buy holiday gifts, decorations, and other goodies with your credit card. Now, you have a post-spending hangover. Wincing won’t make it go away, though, and come the first week of February [...]
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